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Products
First Community Mortgage Group offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
Pre-Quilify Loan
Conventional Loan
FHA
HomeReady Mortgage
USDA Rural Financing
VA
Jumbo Loans
Piggy-Back
FHA 203K
Reverse Home Mortgage

Pre-Quilify Loan
Get your Pre-Quilifing letter the same day, most of the time Secure your mortgage before even finding a property Compete with All-Cash Offers. We'll fully underwrite your loan before find a home. Helping you close even faster!

Conventional Loan
3% down payment One of the most versatile mortgages. Great for seasoned purchasers or even first-time home buyer!

FHA
3.5% down payment Great for first-time homebuyers allowing for low down payments and less than perfect credit.

HomeReady Mortgage
3% down, reduced PMI No minumum borrower contribution An affordable low down payment program designed for creditworthy low- to moderate-income borrowers.

USDA Rural Financing
100% financing Designed properties located in rural areas allowing for 0% down!

VA
100% financing for qualified veterans, no monthly MI Great option for our military veterans. 0% down and no monthly M.I.? Sign me up!

Jumbo Loans
Loan amounts over $453,100 As little as 10% down Made for loan amounts that exceed conventional financing limits, which depending on the area can be over $453,100.

Piggy-Back
Fixed second up to 95% A second mortgage can help you to avoid PMI or combine it with a Conventional loan for an alternative option to Jumbo.

FHA 203K
Renovation or repair up to 110% LTV of the after improved value Ideal for the home in need of a little TLC. New kitchen, floors, bath? Let's do this!

Reverse Home Mortgage
A reverse mortgage is a type of mortgage loan that the FHA (Federal Housing Administration) insures. This loan is available only to homeowners aged 62 or older. It is different from all other types of mortgages. A HECM reverse mortgage does not become due for as long as the homeowner lives in the property as their primary residence, continues to pay required property taxes and insurance and maintains the home according to FHA requirements.



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $424,100 with closing costs of $8,482. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.